Are you tired of receiving a steady stream of prescreened, or more commonly referred to as 'preapproved' credit card offers?  One of the easiest ways to reduce and eliminate the amount of prescreened credit card and insurance offers is to Opt-Out.

There are two easy ways this can be accomplished, either by calling 1-888-5-OPTOUT +1(888) 567-8688 or visiting optoutprescreen.com 

Another website, http://www.ftc.gov/bcp/conline/pubs/credit/prescreen.shtm has useful information that can assist in your decision whether to Opt-Out.